D&R Incorporated
Opportunity to regain control of your finances
D&R Incorporated is a consulting and Debt management practice. We help people that are over-indebted
Our programs
Debt Rehabilitation
D&R Incorporated offers 2 debt rehabilitation programs, Debt Review and Administration order. Both of these programs are designed to help you pay off your debt while enjoying legal protection from your creditors.
Each program offers one installment for all of your debt which gives you more money in your pocket every month.
Debt does not discriminate
Debt does not discriminate
We care
We Understand
we provide Solutions
Contact one of our trained professionals today for a no-obligation, confidential and free-of-charge consultation today to find out how.
We will help you with
Debt management and Budgeting
Debt Relief to Private and corporate Employee's
Financial Rehabilitation
End Creditor harassment
D&R | Providing debt solutions since 1998.
About us
Our aim is to provide debt relief to private and corporate employee’s, particularly with regards to financial rehabilitation. The infrastructure, systems and software developed by D & R Incorporated, positions the company as a revolutionary corporate gateway to debt relief.
Our Mission
Our mission is to help both private and government employee’s to break free from debt. We take great pride in helping families turn around their financial situations and to get a fresh start that everyone deserves.
Clients helped
8000+
Total value
R800m
Read our blog
Financial advice
Seeking help for your bad debts
In this week’s blog we are going to cover how a consumer can seek help for these bad debts by way of obtaining a debt restructuring court order, such as Debt Review or an Administration Order, depending on your personal circumstances. A debt restructuring court order...
How does Interest work? What are the consequences to not paying your debts?
Now that we have a deeper understanding of what a loan is we can dive a bit deeper into the interest rate itself. Interest rates are determined by the type of loan such as credit cards, clothing accounts, furniture accounts, student loans, car finance or a mortgage...
Pro’s and Con’s to Debt Review
D & R Incorporated is also an accredited Debt Review Counsellor so let's now list the Pro's and Con's to a Debt Review as a debt relief solution: Pro's to Debt Review • You receive the legal protection of a debt restructuring court order that protects your salary...
What is a loan and how does interest effect your total debt?
In the following week’s we aim to tackle some key financial topics such as: What is a loan? How does interest work and how does this effect you? Let’s start at the beginning by firstly explaining - WHAT IS A LOAN? If you, as a consumer, borrow money from an accredited...
What are the Pro’s and Con’s to an Administration debt solution?
D & R Incorporated is an accredited Administrator so let's list the Pro's and Con's to an Administration Order debt solution: Pro's to Administration • You receive the legal protection of a debt restructuring court order that protects your salary and assets • Pay...
What is the difference between Debt Review and Administration?
D & R is both an accredited Administrator & Debt Review Counsellor, but what is the difference between Debt Review and Administration? There are four main differences that set Debt Review apart from Administration which can be broken down into the following...
How long will Admin or Debt Review Last?
As an accredited Administrator & Debt Review Counsellor the number one question we are always asked is:How long will I be under Debt Review or Administration?The answer actually differs from person to person, this is because it all depends on: 1. Your Total Debt...
TIPS: “I’m under debt review and expecting a pension payout of R900k. Where do I start?”
A Fin24 reader who is under debt review and about to resign wants to know what they should do with their pension payout. They write: I'm planning on resigning as a government employee after 20 years of service. I expect a pension payout of R900 000. I'm under debt...
TIPS: I’m not married in community of property, so why are we both under debt review?
A couple's plan to buy a house has been halted, after finding that both were listed as under debt review despite not being married in community of property. They look to an expert on how to rectify this. They write: I was under debt review and got a clearance...
Debt consolidation loan vs Debt Review. What’s the difference?
There has always been a misunderstanding about the difference between debt review and a debt consolidation loan as many believe these two products are the same. In fact these two products are very different and the one will leave you worse off than before…. When it...